| 《福建省中低收入林农小额长期贷款问题探讨 》 |
更新时间：2019-12-09 11:58:48 点击次数：1231
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| 【关键词】 |
小额贷款; 长期贷款; 林业; |
| 【英文关键词】 |
microfinance; long term; forestry; |
| 【摘要】 |
福建林权制度改革后,中低收入林农融资需求旺盛,但适应其特点的融资渠道匮乏。在分析林农融资需求特点的基础上,着重分析了林业小额长期贷款供应不足的原因,认为借鉴小额信贷的金融创新,结合林业经营的特点,构建以小组联保及林权抵押为基础、以林业科技服务为辅的贷款方式,可以有效降低林业小额长期贷款的经营成本及经营风险,缓和林业小额长期贷款供求失衡的矛盾。 |
| 【英文摘要】 |
After the forestry tenure reform in Fujian, more and more demands for low and middle income foresters to finance, but the sources of financing are deficient. In this paper, based on the features of demand in foresters financing, it points out the reasons of inadequate supply of long-term loans to forestry. Suggest that use the financial innovations of low-credit and combine the characteristics of forestry management, build a new loan form, which is based on mortgaged by using forest right certificate and se... |
| 【基金】 |
福建省林业软科学研究项目——福建省集体林权制度改革及产业化研究 |
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